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The Life Science and Health Care Industry today is characterized by high demand due to aging populations particularly in most developed economies where population growth has considerably slowed down in the past several decades. The industry is forecasted to experience continued increase in demand; rising investment and operating costs; shortage in health workers and; increasing demand of customers for quality service.

These factors will determine the changes in roles of the healthcare providers, customers and insurance providers. Further, the industry has been increasingly globalizing in recent years. Some health insurance providers find it more cost effective to send customers overseas rather than to source local healthcare providers.

Demand is expected to further increase in the coming years. On the

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